:root{
  --navy:#002850; --navy-d:#001B36; --navy-l:#0F3A5C;
  --teal:#0E7C70; --teal-d:#0B6B60; --teal-br:#149C8E; --teal-lt:#98E8E0; --mint:#D6F4EE;
  --ink:#12202E; --body:#3F4E5C; --muted:#67737F;
  --line:#E1E8ED; --panel:#F5F9FA; --panel-2:#EDF4F5; --bg:#fff;
  --amber-bg:#FFF8E8; --amber-ln:#B07A12; --amber-tx:#684908;
  --max:1120px; --r:12px;
  --sh:0 1px 2px rgba(16,32,48,.05),0 8px 24px -12px rgba(16,32,48,.16);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--body);
  font:400 17px/1.65 ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
h1,h2,h3,h4{color:var(--ink);line-height:1.18;margin:0 0 .5em;font-weight:700;letter-spacing:-.018em}
h1{font-size:clamp(2.05rem,4.4vw,3.15rem)}
h2{font-size:clamp(1.5rem,2.7vw,2.05rem)}
h3{font-size:1.12rem;letter-spacing:-.01em}
p{margin:0 0 1.05em}
a{color:var(--teal);text-underline-offset:2px}
a:hover{color:var(--teal-d)}
img{max-width:100%;height:auto}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.narrow{max-width:74ch}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
:focus-visible{outline:3px solid #5FE3D3;outline-offset:3px;border-radius:3px}
.skip{position:absolute;left:-9999px;background:#fff;color:var(--navy);padding:12px 18px;z-index:99;font-weight:700}
.skip:focus{left:12px;top:12px}

/* header */
header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;
  box-shadow:0 1px 0 rgba(255,255,255,.08)}
.nav{display:flex;align-items:center;gap:18px;max-width:var(--max);margin:0 auto;padding:11px 24px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:#fff;flex:0 0 auto}
.brand img{height:40px;width:auto;display:block}
.brand .bt{font-size:.97rem;font-weight:700;line-height:1.12;display:block}
.brand .bs{font-size:.66rem;color:var(--teal-lt);letter-spacing:.1em;text-transform:uppercase;display:block;margin-top:2px}
.menu{margin-left:auto;display:flex;align-items:center;gap:4px;flex-wrap:wrap}
.menu a{color:#CFE0EC;text-decoration:none;font-size:.9rem;padding:8px 11px;border-radius:7px;white-space:nowrap}
.menu a:hover{color:#fff;background:rgba(255,255,255,.09)}
.menu a[aria-current="page"]{color:#fff;background:rgba(255,255,255,.14);font-weight:600}
.menu .cta{background:var(--teal-br);color:#fff;font-weight:700;padding:9px 16px;margin-left:6px}
.menu .cta:hover{background:#12B3A2;color:#fff}
@media(max-width:900px){
  .nav{flex-wrap:wrap;gap:10px;padding:10px 18px}
  .menu{margin-left:0;width:100%;gap:2px}
  .menu a{font-size:.84rem;padding:7px 9px}
  header{position:static}
}

/* hero */
.hero{background:
   radial-gradient(1100px 420px at 78% -10%,rgba(20,156,142,.30),transparent 60%),
   linear-gradient(158deg,var(--navy) 0%,var(--navy-d) 100%);
  color:#fff;padding:70px 0 62px;border-bottom:3px solid var(--teal-br)}
.hero.sm{padding:48px 0 42px}
.hero h1{color:#fff;max-width:19ch}
.hero.sm h1{max-width:26ch;font-size:clamp(1.75rem,3.4vw,2.5rem)}
.kicker{color:var(--teal-lt);font-size:.75rem;letter-spacing:.15em;text-transform:uppercase;font-weight:700;margin:0 0 13px}
.hero .lead{color:#D3E2EE;font-size:1.17rem;max-width:60ch;margin-bottom:26px}
.hero.sm .lead{font-size:1.08rem;margin-bottom:0}
.crumb{font-size:.82rem;color:#9DB6C8;margin:0 0 14px}
.crumb a{color:#BFD4E2}
.ctas{display:flex;gap:13px;flex-wrap:wrap;align-items:center}
.btn{display:inline-block;background:var(--teal);color:#fff;text-decoration:none;font-weight:700;
  padding:15px 27px;border-radius:9px;font-size:1.01rem;border:2px solid var(--teal);transition:.15s}
.btn:hover{background:var(--teal-d);border-color:var(--teal-d);color:#fff}
.btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.46)}
.btn.ghost:hover{border-color:#fff;background:rgba(255,255,255,.1);color:#fff}
.btn.lg{padding:17px 34px;font-size:1.06rem}
.hero .fine{display:block;margin-top:17px;color:#9DB6C8;font-size:.87rem;max-width:62ch}

/* trust strip */
.trust{background:var(--navy-d);color:#B7CBDA;border-bottom:1px solid rgba(255,255,255,.09)}
.trust ul{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:0;
  list-style:none;margin:0;padding:0;max-width:var(--max);margin:0 auto}
.trust li{padding:15px 24px;font-size:.86rem;line-height:1.45;border-left:1px solid rgba(255,255,255,.09)}
.trust li:first-child{border-left:0}
.trust b{display:block;color:#fff;font-size:.92rem;font-weight:700}
@media(max-width:640px){.trust li{border-left:0;border-top:1px solid rgba(255,255,255,.09);padding:12px 24px}
  .trust li:first-child{border-top:0}}

/* sections */
section{padding:62px 0}
section.tight{padding:46px 0}
section.alt{background:var(--panel);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.lede{font-size:1.08rem;max-width:72ch}
.eyebrow{color:var(--teal-d);font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;margin:0 0 10px}

.grid{display:grid;gap:22px;margin-top:28px}
.g2{grid-template-columns:repeat(auto-fit,minmax(310px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:27px 25px;
  box-shadow:var(--sh);display:flex;flex-direction:column}
.card h3{margin-bottom:.45em}
.card p:last-of-type{margin-bottom:1.1em}
.card .tag{display:inline-block;font-size:.68rem;font-weight:700;letter-spacing:.11em;
  text-transform:uppercase;color:var(--teal-d);margin-bottom:11px}
.card ul{margin:0 0 18px;padding-left:19px}
.card li{margin-bottom:7px}
.card .btn{align-self:flex-start;margin-top:auto}
.card.link{text-decoration:none}
.card.link:hover{border-color:var(--teal-br);transform:translateY(-2px);transition:.15s}
.arrow{color:var(--teal-d);font-weight:700;margin-top:auto}

.free{background:var(--panel-2);border-radius:9px;padding:13px 15px;margin:0 0 19px}
.free b{color:var(--teal-d);display:block;font-size:1.02rem}
.free span{color:#40756E;font-size:.87rem}

ol.steps{counter-reset:s;list-style:none;padding:0;margin:28px 0 0;display:grid;gap:14px;
  grid-template-columns:repeat(auto-fit,minmax(262px,1fr))}
ol.steps li{counter-increment:s;position:relative;padding:19px 19px 19px 60px;background:#fff;
  border:1px solid var(--line);border-radius:11px}
ol.steps li::before{content:counter(s);position:absolute;left:17px;top:18px;width:29px;height:29px;
  border-radius:50%;background:var(--teal);color:#fff;font-weight:700;font-size:.9rem;
  display:flex;align-items:center;justify-content:center}
ol.steps b{display:block;color:var(--ink)}
ol.steps span{font-size:.93rem}

ul.check{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:11px;
  grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
ul.check li{position:relative;padding-left:31px}
ul.check li::before{content:"";position:absolute;left:5px;top:.58em;width:9px;height:9px;
  background:var(--teal-br);border-radius:2px;transform:rotate(45deg)}

.note{background:var(--amber-bg);border-left:5px solid var(--amber-ln);border-radius:9px;
  padding:21px 23px;margin-top:28px;color:var(--amber-tx)}
.note b{display:block;color:#6E4E08;margin-bottom:6px}
.note p{margin:0 0 .7em;color:var(--amber-tx)}
.note p:last-child{margin:0}

.facts{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(235px,1fr));margin-top:26px}
.fact{border-left:3px solid var(--teal-br);padding:3px 0 3px 16px}
.fact b{display:block;color:var(--ink);font-size:.99rem;margin-bottom:2px}
.fact span{font-size:.93rem;color:var(--muted)}

.person{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);
  border-radius:var(--r);padding:24px;box-shadow:var(--sh)}
.person .ini{flex:0 0 52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1.05rem}
.person h3{margin-bottom:.15em}
.person .role{color:var(--teal-d);font-size:.87rem;font-weight:600;margin:0 0 .6em}
.person p{margin:0;font-size:.95rem}

.panel{background:var(--navy);color:#fff;border-radius:16px;padding:38px 34px}
.panel h2{color:#fff}
.panel p,.panel li{color:#D3E2EE}
.panel ul{padding-left:20px}
.panel li{margin-bottom:8px}

.faq{margin-top:26px;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;padding:17px 34px 17px 2px;font-weight:600;color:var(--ink);
  list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:14px;font-size:1.4rem;
  color:var(--teal-d);font-weight:400;line-height:1}
.faq details[open] summary::after{content:"\2212"}
.faq .a{padding:0 34px 18px 2px;font-size:.98rem}
.faq .a p:last-child{margin:0}

.cta-band{background:var(--panel-2);border-top:1px solid var(--line);text-align:center;padding:56px 0}
.cta-band h2{margin-bottom:.35em}
.cta-band p{max-width:56ch;margin:0 auto 24px}

/* footer */
footer{background:var(--navy-d);color:#9EB4C6;padding:46px 0 34px;font-size:.9rem}
footer h4{color:#fff;font-size:.83rem;letter-spacing:.1em;text-transform:uppercase;margin:0 0 12px}
footer img{height:88px;width:auto;margin-bottom:14px}
footer a{color:var(--teal-lt);text-decoration:none}
footer a:hover{text-decoration:underline}
footer .cols{display:grid;gap:28px;grid-template-columns:1.4fr 1fr 1fr}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin-bottom:8px}
footer .legal{margin-top:32px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);
  font-size:.8rem;line-height:1.65;color:#7E93A5}
@media(max-width:760px){footer .cols{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* region switcher + suggestion banner */
.regionbar{background:#00203F;color:#B7CBDA;font-size:.83rem;border-bottom:1px solid rgba(255,255,255,.08)}
.regionbar .wrap{display:flex;align-items:center;gap:10px;flex-wrap:wrap;padding-top:7px;padding-bottom:7px}
.regionbar b{color:#fff;font-weight:600}
.regionbar a{color:#98E8E0;text-decoration:none;font-weight:600}
.regionbar a:hover{text-decoration:underline}
.regionbar .sep{opacity:.4}
#regionsuggest{display:none;background:#0E7C70;color:#fff}
#regionsuggest .wrap{display:flex;align-items:center;gap:14px;flex-wrap:wrap;padding-top:11px;padding-bottom:11px}
#regionsuggest a{color:#fff;font-weight:700;text-decoration:underline}
#regionsuggest button{background:transparent;border:1px solid rgba(255,255,255,.55);color:#fff;
  border-radius:6px;padding:6px 12px;font:inherit;font-size:.85rem;cursor:pointer;margin-left:auto}
#regionsuggest button:hover{background:rgba(255,255,255,.14)}

/* director photos */
.person .pfp{flex:0 0 74px;width:74px;height:74px;border-radius:50%;object-fit:cover;
  border:3px solid #fff;box-shadow:0 0 0 1px var(--line),0 6px 16px -6px rgba(16,32,48,.35);
  background:var(--panel)}
@media(max-width:420px){.person{flex-direction:column}.person .pfp{width:82px;height:82px;flex-basis:auto}}